Holidays are over, back-to-school time | Ready to start saving money?

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Beaudin Syndic Flèche

Holidays are over and it’s back-to-school time. Are you ready to start saving money?


You're back from vacation and the hectic pace of everyday life is slowly creeping up on you.  Between buying school supplies, dealing with pandemic-related job realities and your family’s well-being, are you able to free your mind from financial concerns ?

If you’re among those who stayed home during the downtime, forcibly or not, you may still feel like you need a vacation, before autumn rolls around the corner. 

Rest assured, it’s normal to feel that way. The current pandemic has left us all feeling out of control and our finances haven’t been spared. You may be affected by the uncertainty caused by the impending termination of the Canada Emergency Relief Benefit (CERB) and of wage subsidies provided to employers under COVID-19. Then, to make matters worse, it’s school supply time!

Dealing with the unknown can cause stress and more than your share of headaches. We thought we could help with a few ways you can save money over the next few weeks: 

  1. Short through used school items and retrieve materials that are still in good condition.

  2. Revamp your wardrobe by having things hemmed, fixed or simply by swapping with a friend or neighbour that may love the idea of switching clothes. 

  3. Review and reduce your spending on family subscriptions for TV, Internet, cell phones, Netflix or other apps. 

  4. Set a budget for your Christmas gifts, now. In fact, prepare a list of gifts to offer so you can benefit from potential discounts and avoid last-minute over-spending.

Rules and regulations have changed, so plan for newly required items: for example, masks, reusable dishes and thermoses will most likely be mandatory as some schools will prohibit the use of a shared microwave oven.

Above all, don't hesitate to contact us for help! It's possible to get out of debt, despite these challenging times!

Holidays are over and it’s back-to-school time. Are you ready to start saving money?

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